A game has four (4) straight wagering situations. You can wager on the 'side' of the game or the 'total' of the game. When wagering on a 'side', you can choose to wager on (a) the favorite team (the team most likely to win the game, or has the odds in its favor) or you can choose (b) the underdog (the team most likely to lose the game, or has the odds against it). A 'total' (or over/under) is the combined amount of points both teams will score in a game. When wagering on a 'total' (or over/under), you can choose to wager on (c) 'over' or (d) 'under' the total points scored.

The different types of lines:
The Point Spread: Point spreads are used in football and basketball. The point spread (or 'line') will try to make the game an even game by adding points to the score of the underdog or subtracting points from the favorite.
The Total ('over/under'): Totals are used in football, basketball, baseball, hockey, etc. The Total is set, and periodically adjusted, to insure that half of the people will wager on the 'over' and wager on the 'under'.

Example ------------------------Cowboys -4Redskins 48----------or------------(these two situations are identical)Cowboys -4Redskins +4Over/Under 48------------------------
The line in the above example would read: "Cowboys are favored by four points against the Redskins and the total (or over/under) in the game is forty-eight."
There are four (5) possible straight wagering outcomes. You can wager on:
1. The Cowboys to win by more than 4 points
2. The Redskins to lose by less than 4 points
3. The Redskins win
4. The total (or over/under) to be over 48 points
5. The total (or over/under) to be under 48 points

Results:
Side Wagers
· If you wagered on the Cowboys (the favorite) and the Cowboys won the game by more than four points the wager is a winner (the Cowboys "covered the spread").
· If you wagered on the Redskins (the underdog) and the Cowboys won by less than four points the wager is a winner (the Cowboys "did not cover the spread").
NOTE: If the Cowboys won the game by exactly 4 points, then the game ends in a 'tie' or 'Push' and all money is refunded. You do not win nor lose any money.
Total (over/under) Wagers
· If you wagered on over the total (or the over) and there were more than 48 total points scored in the game (including all overtimes) then the wager is a winner.
· If you wagered on under the total (or the under) and there were less than 48 total points scored in the game (including all overtimes) then the wager is a winner.
NOTE: If the game concludes and there are exactly 48 total points scored, then the game ends in a 'tie' or 'Push' and all money is refunded. You do not win nor lose any money.
'Juice' or 'VIG' (Vigorish):
When wagering on a straight wager (point spread or total), you lay a certain amount of money to win a smaller amount of money. The difference between what is wagered and what is won is called the 'Juice' or 'VIG'. This 'Juice' or 'VIG' is one of the ways a sports book makes its money. In football and basketball the 'Juice' (or 'VIG') is 10%. In other words, for every $110 wagered you will win $100. If you lose the wager, you lose $110. If you win the wager, you get the $110 'Juice' refunded to you, plus the $100 in winnings ($110 + $100 = $210 total paid back to your account).
Pick'em
When there is no favorite team (both teams are considered to have an equal chance of winning the contest) the 'point spread' is a 'PK' ('Pick' or 'pick'em') in which case there is no point spread. In a 'PK' you may wager on either team to win risking $110 to win $100. If the team wagered upon wins, your wager is a winner.

Straight Wagers (Page 2)
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The Money Line
The 'Money Line' can be used with all traditional sports and just about anything else you can wager on (football, basketball, baseball, hockey, boxing, tennis, golf, NASCAR, soccer, etc.). In a 'Money Line' there is no point spread. The money line determines the amount of money laid and the amount of money won when wagering on either the favorite or the underdog. The highest negative money line determines the favorite team, and the lowest negative money line and all positive money lines determine the underdog. The most common case is the favorite with a negative line and the underdog with a positive one.

Example
------------------------
Dodgers +110Astros -120
------------------------
In this example the Astros are favored by -120 and the Dodgers are the underdog +110. When wagering on the favorite (Astros), you have to lay $120 for every $100 you want to win. And, when wagering on the underdog (Dodgers), for every $100 wagered you would win $110. Notice that on a negative money line you must lay more to win less and on a positive money line you lay less to win more.
The money line used in this example is called a 'dime line', termed so because of the 10-cent difference between the favorite and the underdog.

Example -----------------------------------------Mets -240 7 -120Astros +220 EV-----------------------------------------

The line in the above example would read: "Mets favorite minus two-forty, total seven, over minus one-twenty."
On the side:
For every $240 you wager on the Mets (favorite), you will win $100.
For every $100 you wager on the Astros (underdog), you will win $220.
On the total:
For every $120 you wager on the Over, you will win $100.
For every $100 you wager on the Under, you will win $100.
Puck Line or Goal Line:
The puck line is used in hockey and the goal line is used in soccer. There are two types of Puck Lines: the American Puck Line and the Canadian Puck Line. The Canadian Puck Line is a combination of the point spread and the money line (there is not only a point spread between the two teams, but also a different price to lay, determined by the money line).

Example (Canadian Puck Line)----------------------------------------------Canadians -1 1/2 -140 5 -135Redwings +120 +115----------------------------------------------
In the example above, if you take the Canadians, not only does the chosen team have to cover the spread of -1 1/2 goals, but you have to lay $140 for every $100 you intend to win. Instead if the Redwings are chosen, the team gets +1 1/2 goals and for every $100 laid, you get $120.
In puck lines, the favorite team is determined by the point spread, not the money line. There are cases in which the favorite has a positive money line and the dog a negative money line. In some cases both the favorite and the dog will have the same point spreads, one being negative and one positive, in this case the line is simply the favorite -1 1/2.
The money line for the American Puck Line will always be Even on the side. There is also 1/2 point difference between the favorite and the dog, the favorite always being 1/2 point higher. The total works the same as the Canadian Puck Line.

Example (American Puck Line)----------------------------------------------------Sharks -1 1/2 EV -105Oilers +1 EV 51/2 -115-----------------------------------------------------
Run Line
The Run Line is another type of line used in Baseball. There are two types of run lines. These two types of lines follow the same idea as the two puck lines except that instead of goals, the spreads and totals are based on runs. Wagers on Total Runs or Run Lines are based on listed pitchers. If a non-listed pitcher starts for either team, the game is scored as no action for both wager types. The game must also go 9 innings (8 1/2 if the home team is ahead) to have action for both wager types, otherwise the game is scored as no action. If the game does go 9 innings (or 8 1/2 if the home team is ahead) and the game is called or suspended, the final score will be determined as the score after the last completed inning unless the home team scores to tie or take the lead in the bottom half of the inning, in which case the final score is determined as the score at the time the game is called.
Example ----------------------------Mets -1 1/2 -130Red Sox +120-------------or-------------Mets -2 EVRed Sox EV----------------------------